AIHub

LendingClub vs SoFi Affiliate Program

SoFi pays a higher commission at $150 per lead vs LendingClub's $35 per lead. Both offer a 30 days cookie window. Community affiliates rate LendingClub 3.0/5 from 1 review and SoFi 5.0/5 from 1 review.

Verdict

SoFi wins on higher commission ($150 per lead), better community rating (5.0/5). If your audience is a strong fit, it's the better program to apply for first. That said, both programs are worth testing: promote whichever you can write about authentically.

CategoryFinanceFinance
Networkdirectdirect
Commission TypeCPL (per lead)CPL (per lead)
Commission Rate$35 per lead$150 per leadBetter
Cookie Duration30 days30 days
Community Rating3.0 / 5 (1 reviews)5.0 / 5 (1 reviews)Better
Tags
loanspersonal-financedebt-consolidationhigh-epc
financebankinghigh-ticketpay-per-lead

Frequently Asked Questions

Which pays more: LendingClub or SoFi affiliate program?

SoFi pays a higher commission at $150 per lead compared to LendingClub at $35 per lead.

What is the cookie duration for LendingClub vs SoFi?

LendingClub offers a 30 days cookie window, while SoFi offers 30 days.

Which is better for affiliates: LendingClub or SoFi?

Based on community reviews, SoFi is rated higher at 5.0/5 vs LendingClub at 3.0.

Can you promote both LendingClub and SoFi at the same time?

Yes — most affiliate programs allow you to promote competing programs simultaneously, unless their terms explicitly prohibit it. Promoting both lets you test which converts better for your specific audience. A common approach is to feature the higher-commission program as your primary recommendation and include the alternative for readers with different needs.

LendingClub: Best for

  • Finance and lead-gen content where readers are actively evaluating options
  • Evergreen content with a 30-day attribution window
  • Personal finance blogs, investing education, and money management content

SoFi: Best for

  • Finance and lead-gen content where readers are actively evaluating options
  • Evergreen content with a 30-day attribution window
  • Personal finance blogs, investing education, and money management content

LendingClub Affiliate Program

LendingClub is the leading digital marketplace bank offering personal loans and high-yield savings. Affiliates earn $20–$45 per approved loan referral. Personal finance content creators see strong conversion from readers seeking debt consolidation and credit card payoff solutions.

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SoFi Affiliate Program

SoFi is a modern personal finance company offering loans, investing, banking, and insurance. Affiliates earn $100–$300 per qualified lead depending on the product. The broad financial product suite creates multiple commission opportunities from one audience.

Read full details →

Compare any programs side by side

This page compares LendingClub and SoFi. With Affiliate Pro you can compare any combination of up to 4 programs — commissions, cookie windows, ratings, and more — using the full interactive compare tool.