Chime vs LendingClub Affiliate Program
LendingClub pays a higher commission at $35 per lead vs Chime's $50 per sale. Both offer a 30 days cookie window. Community affiliates rate Chime 5.0/5 from 1 review and LendingClub 3.0/5 from 1 review.
Verdict
Chime and LendingClub are closely matched. Your choice should come down to your audience — check both program pages for payout schedules and terms before applying.
Chime 5.0 | LendingClub 3.0 | |
|---|---|---|
| Category | Finance | Finance |
| Network | cj | cj |
| Commission Type | CPA (per sale) | CPL (per lead) |
| Commission Rate | $50 per sale | $35 per leadBetter |
| Cookie Duration | 30 days | 30 days |
| Community Rating | 5.0 / 5 (1 reviews)Better | 3.0 / 5 (1 reviews) |
| Tags | financebankingbeginner-friendlyneobank | loanspersonal-financedebt-consolidationhigh-epc |
Frequently Asked Questions
Which pays more: Chime or LendingClub affiliate program?
LendingClub pays a higher commission at $35 per lead compared to Chime at $50 per sale.
What is the cookie duration for Chime vs LendingClub?
Chime offers a 30 days cookie window, while LendingClub offers 30 days.
Which is better for affiliates: Chime or LendingClub?
Based on community reviews, Chime is rated higher at 5.0/5 vs LendingClub at 3.0.
Is a CPA (per sale) or CPL (per lead) commission better for affiliates?
Chime uses a CPA (per sale) model while LendingClub uses CPL (per lead). The better choice depends on your traffic volume and how quickly your audience makes decisions. Check each program's payout schedule and minimum threshold before applying.
Can you promote both Chime and LendingClub at the same time?
Yes — most affiliate programs allow you to promote competing programs simultaneously, unless their terms explicitly prohibit it. Promoting both lets you test which converts better for your specific audience. A common approach is to feature the higher-commission program as your primary recommendation and include the alternative for readers with different needs.
Chime: Best for
- Content targeting buyers with clear purchase intent
- Evergreen content with a 30-day attribution window
- Personal finance blogs, investing education, and money management content
LendingClub: Best for
- Finance and lead-gen content where readers are actively evaluating options
- Evergreen content with a 30-day attribution window
- Personal finance blogs, investing education, and money management content
Chime Affiliate Program
Chime is a leading US neobank with no monthly fees, offering checking, savings, and credit-builder accounts. Affiliates earn $30–$75 per funded account. The no-fee banking model appeals strongly to millennials and those underserved by traditional banks.
Read full details →LendingClub Affiliate Program
LendingClub is the leading digital marketplace bank offering personal loans and high-yield savings. Affiliates earn $20–$45 per approved loan referral. Personal finance content creators see strong conversion from readers seeking debt consolidation and credit card payoff solutions.
Read full details →More comparisons
Compare any programs side by side
This page compares Chime and LendingClub. With Affiliate Pro you can compare any combination of up to 4 programs — commissions, cookie windows, ratings, and more — using the full interactive compare tool.