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Ethos Life vs LendingClub Affiliate Program

Ethos Life pays a higher commission at $40 per lead vs LendingClub's $35 per lead. Both offer a 30 days cookie window. Community affiliates rate Ethos Life 4.5/5 from 2 reviews and LendingClub 3.0/5 from 1 review.

Verdict

Ethos Life wins on higher commission ($40 per lead), better community rating (4.5/5). If your audience is a strong fit, it's the better program to apply for first. That said, both programs are worth testing: promote whichever you can write about authentically.

CategoryFinanceFinance
Networkimpactdirect
Commission TypeCPL (per lead)CPL (per lead)
Commission Rate$40 per leadBetter$35 per lead
Cookie Duration30 days30 days
Community Rating4.5 / 5 (2 reviews)Better3.0 / 5 (1 reviews)
Tags
insurancelife-insurancefinancepay-per-lead
loanspersonal-financedebt-consolidationhigh-epc

Frequently Asked Questions

Which pays more: Ethos Life or LendingClub affiliate program?

Ethos Life pays a higher commission at $40 per lead compared to LendingClub at $35 per lead.

What is the cookie duration for Ethos Life vs LendingClub?

Ethos Life offers a 30 days cookie window, while LendingClub offers 30 days.

Which is better for affiliates: Ethos Life or LendingClub?

Based on community reviews, Ethos Life is rated higher at 4.5/5 vs LendingClub at 3.0.

Can you promote both Ethos Life and LendingClub at the same time?

Yes — most affiliate programs allow you to promote competing programs simultaneously, unless their terms explicitly prohibit it. Promoting both lets you test which converts better for your specific audience. A common approach is to feature the higher-commission program as your primary recommendation and include the alternative for readers with different needs.

Ethos Life: Best for

  • Finance and lead-gen content where readers are actively evaluating options
  • Evergreen content with a 30-day attribution window
  • Personal finance blogs, investing education, and money management content

LendingClub: Best for

  • Finance and lead-gen content where readers are actively evaluating options
  • Evergreen content with a 30-day attribution window
  • Personal finance blogs, investing education, and money management content

Ethos Life Affiliate Program

Ethos Life is a digital life insurance platform offering fast online applications for term and whole life coverage underwritten by established carriers. The Ethos Life affiliate program pays per qualified lead through Impact — high-EPC pay-per-lead insurance offer for personal finance content.

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LendingClub Affiliate Program

LendingClub is the leading digital marketplace bank offering personal loans and high-yield savings. Affiliates earn $20–$45 per approved loan referral. Personal finance content creators see strong conversion from readers seeking debt consolidation and credit card payoff solutions.

Read full details →

Compare any programs side by side

This page compares Ethos Life and LendingClub. With Affiliate Pro you can compare any combination of up to 4 programs — commissions, cookie windows, ratings, and more — using the full interactive compare tool.